Wealth management,
reinvented by AI.
Stop guessing. Start growing. Let our AI analyse your finances, plan your retirement, and answer your money questions instantly.
How Portiva Works
Your entire financial life
in one frame.
No more switching between banking apps. See net worth tracking across all accounts including investments, real estate, savings, and liabilities.
- check_circleScenario testing for major life changes
- check_circleForward-looking financial forecasting
- check_circleAI-powered financial planning guidance
Portiva Planner
Online
Based on your current savings rate of £800/mo and £20,000 saved already:
Yes, you are on track to reach your goal by September 2028, 3 months ahead of schedule.
A financial planning copilot,
always online.
Ask complex questions in plain English. Our AI uses your financial data to support financial planning, surface relevant insights, and help you explore next steps.
Investment Planning
Explore investment planning ideas instantly.
Tax Planning
Spot potential tax planning opportunities.
Scenario Planning
Work out how different scenarios could affect your financial plan.
Chat with AI
Chat with our AI for financial planning guidance.
See your financial future
before you get there.
Forecasting with Portiva lets you see what your financial future could look like based on your current trajectory. Test scenarios to understand how key life changes could affect your plan.
Buying a home
Model deposits, mortgage payments, and timing.
Higher-paying role
See how a salary jump accelerates goals.
Reducing hours
Check the impact on cash flow and savings.
Growing your family
Plan for new expenses and childcare costs.
Smart Features for Smart Money
Our AI-driven platform breaks down complex financial data into actionable insights, secured by bank-grade protocols.
Investment Accounnt Assessment
AI automatically analyses your investments against your financial goals and provides reccomendations to adjust your portfolio.
Smart Budgeting
AI automatically categorises every transaction and alerts you when you're overspending in specific categories like Dining or Shopping.
Intelligent Account Analysis
AI automatically analyses your debt and savings accounts and provides reccomendations to switch to better interest rates or accounts.
Monthly AI Reports
Receive a comprehensive PDF report each month. It's like a health checkup for your wallet, highlighting savings opportunities, subscription creep, and investment performance.
Our AI outscored the typical candidate on UK financial planning qualification exams.
Across the UK CII Diploma exams, our AI averaged 80%. Using official CII pass marks and published pass rates, we estimate the typical candidate scored about 66%.
Disclaimer: this 66% figure is an internal estimate, not an official CII benchmark. For the R01-R06 diploma units, we used CII standard pass marks (65% for R01-R05 and 55% for R06) and published 2024 pass rates from Brand Financial Training's July 2025 CII pass-rate summary (posted on July 1, 2025; figures stated as correct on June 9, 2025), then estimated the typical candidate score by taking the midpoint of the fail and pass score bands for each exam. This is a simple model, not an official scoring method.
Disclaimer: this 66% figure is an internal estimate, not an official CII benchmark. For the R01-R06 diploma units, we used CII standard pass marks (65% for R01-R05 and 55% for R06) and published 2024 pass rates from Brand Financial Training's July 2025 CII pass-rate summary (posted on July 1, 2025; figures stated as correct on June 9, 2025), then estimated the typical candidate score by taking the midpoint of the fail and pass score bands for each exam. This is a simple model, not an official scoring method.
Your data stays private, encrypted, and locked down.
All customer data is encrypted in transit and at rest. We use modern encryption standards so your financial details remain protected at every step.
Bank-grade encryption
Industry-standard encryption protects your information end to end.
Strict access controls
Access is limited and monitored to keep your data safe.
Compliance-ready controls
Security practices aligned to industry standards for financial data. Portiva Limited is registered with the Information Commissioner's Office (ICO) for handling personal data.
Pick the plan that suits you
Start for free, then upgrade whenever you want more planning support.
Lifestyle
Everything you need to get started.
- check_circleTrack your net worth
- check_circleSee all your finances in one place
- check_circle5 questions with the AI planning assistant
Pro
Ongoing financial planning support.
- check_circleEverything in Free
- check_circleUnlimited questions with the AI planning assistant
- check_circleMonthly reports
Ready to master your money?
Join our community of members who are building wealth smarter, faster, and stress-free.